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Debt Information

You are required to list ALL of your debt regardless on whether you intend to continue to pay on it.  You discharge protects you if you have listed the debt.  So you need to do your best in tracking down everyone you owe.  Credit reports are not 100% accurate so provide recent statements for all debt. WHICH STATEMENTS? If possible, you should provide a statement from the original creditor, any collection agency, and any attorney that may be trying to collect the debt. WHAT IF I DON’T HAVE STATEMENTS? If you don’t have statements you should do your best to make a list from memory of people and companies you owe.  Write them down and then good an address for the creditor.  Also give us a guesstimate of the amount you owe. WHAT IF I AM NOT SURE I STILL OWE A CREDITOR? When in doubt list them.